For years on end I've been paying down on this card. I never thought this day would come.
It didn't feel like my puny payments, even the times I started going above minimum due was making a dent. But slowly, steadily consistently, they did. Month after month, I did my small part, sent in the minimum + 10 bucks. I didn't stress the interest I was racking up. I didn't fret on sending more money nor did I pay down every two weeks as some financial whizzes suggest. All I tried to do was keep the habit going till I was @ the point that I could do more.
[Side note: The -$15 meant I overpayed a wee bit. What can I say? I was overeager to be done w/it. I had them transfer that $ over to the next card I have w/them. As of now the balance on this card is ZIP!]
I can't help but to see the similarities to my weight.
Week after week, there are days I don't feel my efforts are making a dent. Especially when the reality of being in the mid 190's, after seeing that lb range 3 weeks str8, set in. I fought hard not to let it depress me, but in quiet moments, I couldn't help but think Renee WTF??? ya kno?
So under circumstances that I'd otherwise use as an excuse to say, Chuck this I'm not bothering, I've been doing the minimum, hoping that over time, like my cc debt, and in spite of the fact that I don't see dents of progress in the rolls, so long as I stay consistent, in time I'll have my greatest reward.
And when I'm @ the point where I can do more, I will.
As of right now, 950lbs of virtual weight has been lifted off my shoulders and I feel reenergized to tackle the next two cards.
thanksssssssssssssss ::dancing w/marta::Note: Comments are now closed. Please use the contact form to leave a message.
Congrats on getting your card paid off! I totally understand the similarities between that and exercise. I like to think that if I at least do a little that things will (at the very least) break even, and if I do a little more when I can that someday I'll see progress. Good for you and keep up that great attitude.